Harringay, Haringey - So Good they Spelt it Twice!
Use CPP? Claim Now.
Some years back I took out a service with CPP (Card Protection Plan). A few weeks back I had a letter about an offer to make a compensation claim for something akin to misselling. The process was simple so I thought why not. I just received a cheque for £300. So if you got a similar letter, take the 5 minutes required to submit your claim.
Replies to This Discussion
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Permalink Reply by james walsh on
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Hugh. I'm told that the process of applying for CPP compensation does not need solicitors because it is so simple. Do you know what your legal firms cut amounted to ? the last insurance claim i went through i asked the firm what amount the firm took and it was twice what i received. Maybe your payout would be a lot more if you'd claimed on your own ?
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Oh sorry, i assumed you were aproached by a legal firm to act on your behalf.
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Hi Hugh - that's useful info. Would be great if you could supply more info re filling in those questions - a 'generic' response or lots of specifics re dates banks etc?
For anyone else who received that letter, there's also a forum on CPP via Martin Lewis at moneysavingexpert.com
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Permalink Reply by Hugh on
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Sorry Claire, I filled it in very much in the same frame of mind as I would do a competition for a holiday to New York or some such; in other words just on the off-chance. So I didn't keep a copy of the form and don't remember what the questions were. I do remember the form being short and straightforward and I just filled in the answers truthfully. I seem to remember it being simple statements of fact.
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Permalink Reply by Michael Anderson on
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I went onto the Which website and downloaded a standard letter there, filled in the blanks and sent off to to couple of banks I had had loans from ages ago and got a rather surprising amount of money back. Money Savings expert has a good guide on how to do it (link below) I gave a copy of the form letter to a colleague at work. Her partner sent it off to a bank he had taken out a fairly substantial loan from to do home renovations and got over £12,000 back. Never ever use claim firm. The job takes 10 minutes and is really easy.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
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As a PS, I also claimed back CPP insurance like Hugh and got about the same back. They should have sent you info on this late last year if you had a policy and then the actual claim forms around Christmas. Deadline for claims is end of May so you need to get your skates on.
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Thanks for the reponses and info. I got the CPP claim form in Feb and the deadline on letter is 30 August 2014.
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Permalink Reply by Betty Careless on
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I used the wording suggested by moneysavingexpert.com, it took about 5 minutes to fill out the form and I've just had a cheque for £300
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