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John is right, it's really easy, there should be next to zero stress- for you anyway.
Three floods and two leaks in eight years is outrageously out of order. Your "upstairs owner", aka absentee landlord, aka a business renting accommodation, is having a laugh, at your expense.
At the very least claim back the last episode's cost. I once successfully sued the Council over a parking ticket, getting a cheque for over £300. It's a little bit of a faff but no more than booking a flight, it cost c£45 (did, not sure now) which you can also claim back from the business upstairs - they will have to submit a defence (seems from what you say they've not got a leg to stand on) and if they don't submit one after a couple of weeks (Haringey didn't) you can request "Judgement" online, which would be automatically granted- following which you can set the Court Bailiffs on him/her, which I had once had the pleasure of threatening Head of Parking, Haringey with... Do it on-line here
Turn the tables. You should to send an invoice of the cost of your repairs to the owner first with a period to pay, advising you'll take action to reclaim your costs if they do not respond. You can bill them a reasonable amount for your time sorting it out/suing them too...
John and Eugene are dead right, you need to hit him where it hurts to stop it happening again, these guys only understand one language £. You'll be less stressed if it's sorted properly knowing that it won't happen again. Best of luck.
there is some advice available online like this
https://www.lease-advice.org/article/water-is-leaking-from-my-neigh...
You might want to get in touch with the managing agent(assuming leaseholds) to query your ability to claim under the buildings insurance which normally covers this kind of thing. It may result in increased premiums but at least you won't have to bear all the cost. Get the water damage assessed along with a quote for refurbishment. Don't skimp, go for quality.
Thanks for all your helpful advice, much appreciated. yes this is the end of it
he did pay up for the last extensive damage,and arrange to get my other ceilings repaired after duress. He is actually a nice guy,but clearly totally irresponsible,and was given his flat by his uncle so maybe why he has no concept of value
Well I definitely need to ring my insurance company first thing and get them to access my flat and see if any longterm damage has been done. The owner is going to get a bit of a shock when he gets back to uk this wkend. As many know, I can be very patient, but Icertainly am no walk over
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