Top Twenty Recipients of Housing Benefit in Haringey

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Permalink Reply by John D on May 1, 2015 at 17:46

How do you know if I am buying to let. or to live in? Or, indeed for my aged mother to live in?

Someone who buys to let should be paying income tax on the rental received anyway/

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Permalink Reply by Finsbury Park Ranger on May 2, 2015 at 9:38

You know because you need to obtain a buy to let mortgage and or fille tax receipts and register on the rent deposit scheme.

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Permalink Reply by Michael Anderson on May 7, 2015 at 7:26

Or even use it to build more social housing to rent?

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Permalink Reply by Finsbury Park Ranger on May 13, 2015 at 0:11

Why not help people to buy, if they are able enough to look after a home, then they get to keep it after 25 years and their family benefits all going well, for generations after.

Let's end the concept of landlords where possible and get everyone that can enjoying all the fruits of their labour.

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Permalink Reply by Alan Stanton on May 13, 2015 at 2:56

"Help people to buy" - so FPR what is it that you have in mind which is different from what the Government now does?

I think it's always worth taking a look at what Shelter says about these different schemes. Not because Shelter is always right about everything connected to housing. But because in the sharing of views and information about the housing crisis, Shelter has a long track record of engagement with the issues at a practical level.

So even if you don't agree with all or part of their analysis it helps to be challenged and think through some of the issues.

Obviously there's loads on their website. But if you haven't already explored it, here's one place to start. It's a piece by Joe Sarling published in February last year, called: "Help to buy is not the answer to building enough homes"

He starts from where perhaps you and many other people appear to be: intuitively accepting that helping to boost mortgages via the Help to Buy schemes will mean new homes being built and coming onto the market.

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Permalink Reply by Finsbury Park Ranger on May 13, 2015 at 20:23

Building more homes is the only way to resolve a housing crises. Either you then allow families to rent those homes forever or you can allow them to buy those homes and be rent free after 25 years, In an ideal world you rent some as social housing and rent some as private, mainly because some people just can't manage all their own affairs and need a little help.

The people who buy however ensure their families are free of rent bondage in that house forever after paying off the 25 year mortgage, People that can go down that road should because they then aren't subjected to being under a rental landlord ( state or private ) and they can save a fortune over the long term.

Also, as well we know, people that own something, look after it better so there are less costs involved for the wider society.

For this reason we should be aspiring to be rent free and in control of our own affairs. The problem we have in this country is a rising population and very tight rules restricting building. The problem is the system is rigged towards property owners.

That needs to be addressed. Our planning laws need to be addressed. We need more beautiful well made skyscrapers in London which are made for normal people and not just the rich. Some of which should be social housing, and some for sale at a fixed by government price but built by private companies. .

However we should always try to ensure that as many people as possible chose the cheaper option ( buying ) than the really expensive one for them and the
state ( renting ).

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