In these tough times, more people may be facing debt and debt collectors.
It may be of interest to know the Ministry of Justice newly issued guidelines on what debt enforcement agents may and may not do in pursuit of recovery of debt.
National Standards for Enforcement Agents [pdf]
and as a quick guide:
How to handle bailiffs
Here are some tips from charity National Debtline about what you should do if confronted by a bailiff.
Tags for Forum Posts: debt
Following up a tweet about increased bailiff fees, it appears that this has a sting in its tail:
Not everyone is happy with the new rules.
Gillian Guy, chief executive at national charity Citizens Advice, says: "This review falls far short of protecting people in financial difficulty from the excessive and unfair practices carried out by bailiffs.
"While the re-coding of the law on bailiffs is welcome, without an independent regulatory body to oversee the bailiff industry, these reforms are unlikely to deal with the serious problems that we continue to see.
"We're also disappointed at proposals which will lead to a massive increase in bailiff fees for enforcing council tax debts. Almost 70% of enquiries Citizens Advice Bureaux receive about bailiffs relate to council tax debt.
"The review does nothing to stop bailiffs in England increasing their fees for families already in dire straits from £42.50 to over £300"
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