Harringay, Haringey - So Good they Spelt it Twice!
House prices
Speak to the estate agents, something unprecedented it's happening with the cost of home ownership, especially between wood green tube and ally pally.
It's possible this government may become known as seeing through the largest distribution of wealth from the poor to the rich ever ....
Replies to This Discussion
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Permalink Reply by Finsbury Park Ranger on
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Prospective buyers don't, they can get quite happy. Just depends if you happen to own one or not. There's a growing web site called house price crash where a growing number of people have been preying for a crash so they can get on the property ladder.
At the moment they are completely gutted because they thought a crash was coming.
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Permalink Reply by LSquared on
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Because you don't use up a house by living in it so you can sell it when you don't need it any more, or rent it to someone else. And you can borrow against it while you are using it.
The housing market has been so mucked around with that we don't see that more expensive housing also has knock on effects to things like the price of bread.
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They're now offering a 20 % release so you can get 20% of your property in cash to buy your country bolt hole and if the property prices go down you never have to pay it back. If they go up they own 40% of your first house price increase but I believe you can use use the original 20 % if you're clever as leverage to get a second mortgage so if things go up you theoretically don't lose.
Sounds like another house of cards doesn't it ...
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Permalink Reply by Michael Anderson on
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You tend not to invest in a loaf of bread in the hope that it might one day pay for your nursing home care.
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Very large pink meringues eventually followed by an eviction order to be 'decanted' somewhere ... else.
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Permalink Reply by Alan Stanton on
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What does it mean for public housing, Joe? If you're lucky, very little. Because your home is seen as primarily for use, and not simply as a trading commodity.
If you're unlucky this is what happens.
Or if you're really unlucky then following, say, a hurricane, you get the disaster capitalists moving in to demolish whole areas. They are often aided and abetted by local politicians who despise public housing. People like Louisiana Representative Richard H. Baker who - after Hurricane Katrina - was reported in The Wall Street Journal saying: "We finally cleaned up public housing in New Orleans. We couldn't do it, but God did".
Locally, of course, we had the Tottenham riot. A far smaller shock than a hurricane and flood. But enough to justify sending in Sir Stuart Lipton and other property developers to plan the "solution" of Tottenham's problems. The main method advocated - no need for a second guess - property development.
And so it goes across London. Demolition and displacement, with new private "villages" and "quarters". With people supposedly getting on the "housing ladder", though more often being invited to climb into the debt pit.
Which is why the choice of refurbishment and renewal was not one of the three options offered by our Tory faux-Labour, social cleansing Council in the "consultation" on the Love Lane Estate (West of the Spurs stadium). People were asked whether they want some, most, or all of the estate knocked down.
I realise that this may be a slightly contentious view. And that in the future people may erect statues of St Milton of Friedman.
(Tottenham Hale ward councillor)
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Permalink Reply by pamish on
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SO does your preference for this approach - refurbishment and renewal - also apply to Wards Corner, Alan?
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The central point, Pam, is about people, not buildings. And oddly enough there have been broadly successful efforts to preserve old buildings along Tottenham High Road. But many of the people are being cleared out.
Let me ask you a serious question. Do you actually want to do something about Kober, Strickland and their damaging and destructive social cleansing in North Tottenham?
Because I suspect they and their property developer chums would be quietly delighted if people who oppose these Tory policies are endlessly debating the what-ifs and might-have-beens of Wards Corner.
(Tottenham Hale ward councillor)
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It is a tactic of Kober et al, and those who have worked to demolish Wards Corner, and who crowed in triumph at the last High Court result, that those campaigning to stop this, care only about the buildings. This is quite unbelievably offensive. The buildings: the market and the shops and the houses and flats, are the housing and businesses of hundreds of people.
The gestalt that is the whole area, which works, will be wiped out. The invisible people, the customers, will lose a precious and almost unique resource. The market will be wiped out, the faux-market that Grainger (and the Council) were forced to reinsert into their plan, will soon be selling expensive hand-knits and Covent Garden-style branded souvenirs. The shops will not be able to survive a two-year hiatus and will be replaced by the remaining High Street multiples (whoops Blockbuster and Barrett's shoes are the latest to fall) for the few years it survives until the High Street model is declared dead and the whole damn block is pulled down to make way for whatever the trend is in about 2030.
I have not seen you around the area Alan. I suggest you pop in one Saturday afternoon. Bring your partner Zena, who was on the New Deal committee that forced this through, and gave £1.5million of public money to Grainger as a sweetener in a meeting where there is no longer a trace of the minutes. The people using the buildings would love to have a chat with you both. Don't forget those in the shops that have a long-term (up to 30 years) commitment to their businesses, in the side roads.
Those engaged in opposing such top-down policies, which you voted for, will continue to work for the real regeneration of Wards Corner, and simultaneously support those elsewhere in Tottenham who are faced with similar nasty projects. It's not mutually exclusive, to do both.
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How pleased Claire Kober may be if she reads this. Here are residents (and Labour Party members) who oppose her Tory policies spending energy on posting on a website about what happened in the past.
The question you asked me, Pam, was about "refurbishment and renewal". But it seems you weren't interested in my answer. That it was simply a means of scoring a point about Wards Corner. And rehashing some old slurs about me and Zena.
The difference between us, Pam, seems to be that I've tried to learn from my mistakes. And from my ignorance.
Crucially I've tried to learn from the Tottenham riot. And more generally by talking and listening to local people.
Then, reading and pondering reports and other publications. The helpful Mary Portas Review; and the appalling report by Stuart Lipton. As well as learning or relearning from more academic researchers and authors.
Rereading Jane Jacobs, of course. But others who I hadn't come across before. A member of Hol insisted I paid attention to Jan Gehl - so I did. Crucially I've tried to explore the ideas of people like Anna Minton, Loretta Lees, Naomi Klein, Mike Davis and others. And especially Professor David Harvey who was strongly recommended by a student visiting Tottenham after the riot.
Because it seems to me that what's going on is different in scale and in kind from the local redevelopments we've seen in the recent past.
Pam, I respect both the anger and passion with which you argue about Wards Corner. But please do try to stick to facts. Above all, please consider whether it's time to look at the bigger picture and work out how to make effective interventions into future plans. There are bigger battles ahead.
(Tottenham Hale ward councillor)
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