Subsidence and buildings insurance Avondale Road

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Permalink Reply by JulieB on October 15, 2013 at 12:35

That sounds a bit crazy, surely 'historic movement' means it's not moving now.

I live 2 streets over from Avondale and have never had problems with building insurance. We bought our house 10 years ago and I vaguely remember something on the survey about the house having movement in the past but not within the last 20 ish years, so it wasn't a problem.

I've just renewed my building insurance and it's about £13 per month.

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Permalink Reply by Justin Guest on October 15, 2013 at 13:49

£13 a month. Heck who are you with? That is £160 or so a year, half mine...

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Permalink Reply by JulieB on October 15, 2013 at 19:45

I had been paying about £35 per month for a couple of years but this time I shopped around a bit. I've just checked and it's with Esure and is actually £11.51 per month. This is just for building insurance we pay for contents separately.

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Permalink Reply by Maddy on October 15, 2013 at 19:02

I have quite a few "diagonal cracks" - what do they signify? Most of them are in the front downstairs room which was re-plastered four years ago - they are only thin but i don't think they are just the common new plaster hairline cracks as they have developed gradually.

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Permalink Reply by Maddy on October 16, 2013 at 13:37

Thanks very much Tris - I might call the guys who did it and ask them to come back and check.

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Permalink Reply by Rebecca on October 15, 2013 at 19:40

Thanks tris for your advice. I think we are in a similar situation. Unfortunately we can't 'unring the bell'. Might try the specialist engineer route to see if we can get a better deal.

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Permalink Reply by Paul Harvey on October 15, 2013 at 20:05

Speak to the surveyor direct...they often write things in homebuyers reports that make alarming reading but in reality amount to nothing. They're just covering themselves and automatically mention something about movement if they spot cracks in plaster...

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Permalink Reply by Liza on October 15, 2013 at 20:55

We'll in the 13 years we've been on Avondale have heard naught about subsidence. I think Paul is right, they are covering themselves. How annoying.....

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Permalink Reply by Matt Salusbury on October 18, 2013 at 13:42

I'm a tenant in Woodlands Park Road, just round the corner from Avondale Rd. There were cracks appearing in my bedroom a couple of years ago. A surveyor attributed this to our neighbour's tree sucking moisture out of the ground. My neighbour agreed to severely cut back the tree. Cracks are now not as bad as before.  I don't known whether it's to do with subsidence or the manner of construction of the extension at the back of the flat I live in.

I note also "they" severely cut back the plane trees in Avondale Road a few years ago, I'm pleased to see they've grown back already.

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